THEORETICAL AND METHODOLOGICAL ASPECTS OF BANKING RISKS

Authors

  • E. Smorodina Federal State Autonomous Educational Institution of Higher Education «Ural Federal University named after the first President of Russia B.N.Yeltsin»
  • V. Yanilova Federal State Autonomous Educational Institution of Higher Education «Ural Federal University named after the first President of Russia B.N.Yeltsin»

Keywords:

risks, credit risk, interest rate risk, market risk, operational risk

Abstract

The article is devoted to the study of the main types of bank risks, the consideration of various concepts and approaches to the definition of bank risk. The study proves that there is no unity in the specialized literature on this issue and shows the variability of existing approaches, methods and principles. If earlier the main banking risks were credit and market, now, a lot of attention is paid to operational risk. The analysis revealed the importance and underestimation of operational risk in the activities of commercial banks, which is confirmed by real examples.

Author Biographies

E. Smorodina , Federal State Autonomous Educational Institution of Higher Education «Ural Federal University named after the first President of Russia B.N.Yeltsin»

PhD in economics, associate Professor of Finance, money circulation and credit 

V. Yanilova , Federal State Autonomous Educational Institution of Higher Education «Ural Federal University named after the first President of Russia B.N.Yeltsin»

student of a magistracy

References

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Sekerin, V.D. Banking Management/V.D. Sekerin, S.S. Golubev. -Moscow: Prospect, 2016. –221 р.

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Ukolov, A.I. Risk Assessment/A.I. Ukolov. -2nd ed. str. -Moscow: Director-Media, 2018. –627 p.

Risk Management Fundamentals at the Bank [Electronic Resource]: URL: Https://www.coursera.org/learn/osnovy-risk-menedzhmenta-v-banke

Damage to Societe Generale Bank amounted to more than $7 billion [Electronic resource]: URL: Bankir.ru https://bankir.ru/novosti/20080125/yscherb-banka-societe-generale-sostavil-bolee-7-mlrd-dollarov-1094432/

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Published

2021-03-22

Issue

Vol. 4 No. 12(64) (2020)

Section

Статьи

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