CHALLENGES AND OPPORTUNITIES OF DIGITAL FINANCIAL INCLUSION

A. Lavreniuk

Авторы

Kyiv National Economic University named after Vadym Hetman https://orcid.org/0000-0002-0398-4418
A. Lavreniuk Kyiv National Economic University named after Vadym Hetman

Ключевые слова:

financial inclusion, digital financial inclusion, financial literacy, digital financial technologies, innovations, fintech.

Аннотация

The low level of digital financial literacy of citizens is one of the urgent problems of the Ukrainian banking system and the economy as a whole. In recent years, digital financial services have been a key factor in financial inclusion. The article substantiates the roles and significance of digital financial literacy, determines the factors that stimulate its development. There are the components of digital financial literacy, among which digital thinking and digital communication plays an important role. The financial services consumer’s behavior of different generations has been investigated in dynamics.

Биографии авторов

, Kyiv National Economic University named after Vadym Hetman

Doctor of Economics, Professor, Professor Department of Banking and Insurance

A. Lavreniuk , Kyiv National Economic University named after Vadym Hetman

PhD student of the Department of Banking and Insurance

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